Hiring movers or renting a truck in Des Moines
Renting a truck and hiring a crew are not two prices for the same thing. One buys you a vehicle and leaves the work with you. The other buys the work and the vehicle comes with it.
The companion article covers whether hiring is worth it in general. This one is about running the comparison properly for a move in the Des Moines metro, including the parts of a rental that are not on the day rate.
Build the rental number properly
A truck rental is quoted as a day rate plus mileage, and neither is the total. Fuel on a loaded box truck is the line people forget, and a full-size truck moving a house across the metro and back to the depot uses more of it than a car does in a week.
Then there is equipment. Dollies, furniture pads and straps are usually rented separately, and doing a move without them is how furniture gets damaged. Add the damage waiver, which you will want, and the environmental and location fees on the agreement.
- The day rate, and whether it is a one-way or a return rental
- Mileage, charged per mile on most local rentals
- Fuel, on a vehicle doing single-figure miles per gallon loaded
- Dolly, pads and straps, rented separately
- The damage waiver
- Any second day, if the move does not finish
Then count what the rental does not include
The rental gets a truck to your door. It does not get anything into the truck. That work is you and whoever you can persuade to help, and the honest questions are how many people you can actually get, how long they will stay, and what they are capable of lifting.
Two friends for four hours on a Saturday morning is a real resource. Two friends for a whole day, then the second day nobody mentioned, is a different proposition and it is where most self-moves come apart.
Where central Iowa specifically tips the scale
Access is the local variable. Older Des Moines neighborhoods around Beaverdale, Sherman Hill and Valley Junction have street parking, narrow drives and detached garages set back from the house, so the carry distance is long before anyone touches a stair. New builds in Waukee, Grimes and Ankeny have the opposite problem: wide streets and long soft-graded approaches that a loaded truck should not reverse down after rain.
Downtown and the East Village add buildings. A managed building usually wants a certificate of insurance naming it, sometimes a lift booking, and often a delivery window. A rental truck cannot produce a certificate of insurance. That single requirement rules out the DIY option for a lot of downtown moves, and it is worth checking with the building before you plan anything.
Then there is the season. Between December and March the problem is not the weight but the footing, and a driveway that slopes toward the street is a different job under ice.
Parking a truck legally, which nobody plans for
Wherever the truck comes from, it has to sit somewhere while it is loaded. On most residential streets in the metro that is straightforward. Downtown, in the East Village or on a narrow street with permit parking, it is not.
The City of Des Moines runs an oversize and overweight moving permit through requestmovingpermit.dsm.city. Applications have to arrive two business days before the move, not counting weekends or city holidays, and the city publishes MovingPermits@dmgov.org and 515-283-4973 for questions. If your street is tight, sort this out early rather than on the morning, and check with the city whether your particular situation needs it.
A professional crew deals with this routinely and will usually raise it before you do. On a self-move it is entirely on you, and discovering it at eight on a Saturday morning is expensive in a way that does not show up on any quote.
The comparison, honestly
For a studio or a one-bedroom on the ground floor moving across town, the rental usually wins even after everything above is counted. It is a half-day, the help is manageable, and there is nothing on the load that punishes a mistake.
For anything with stairs at either end, anything over about two bedrooms once the garage is counted, anything with a genuinely heavy single item, or anything into a managed building, the gap closes fast and often reverses. Somewhere in the middle is the labor-only option, where you rent the truck and pay a crew to load and unload it.

